You're a healthcare provider for over 10 years, the practice is profitable and your credit history is pretty solid.
Well then, you're a great candidate for SBA financing at 3.5% for 10 years for up to $350k
The only thing standing in our way is the business liquid FICO which is a combination of the business and personal credit score (Also Known as the SLA or Etran). It’s a very complicated scoring algorithm and it’s very sensitive to personal credit card debt, inquiries, and thin or inaccurate business credit.
In my 20 years underwriting SBA loans, I’ve only ever met one client that’s hasn't failed the credit scoring. The Credit Desk has a great system that attacks all of the ETRAN issues and gets it done quickly.
We will make sure our credit doctor fits your credit needs into his already crazy schedule.